Common Fee Schedule
The following fees may be assessed against your account and the following transaction limitations, if any, apply to your account.
Effective May 1, 2025
| Check Printing | Varies based on style & quantity |
| Personal Accounts Counter checks (4 per sheet) | $3.00 |
| Non-Personal Accounts Counter checks (4 per sheet) | $5.00 |
| Copy of check (each) | $3.00 |
| Cashier's Check (each) | $5.00 |
| Personal Accounts Statement Copy (each) | $7.00 |
| Non-Personal Accounts Statement Copy (each) | $10.00 |
| Returned Mail Statement (including returned email eStatement notifications) | $10.00 |
| Paper Statements (per statement period) | $5.00 |
| Account research per hour (minimum one hour) | $25.00 |
| Account reconciliation (per hour) | $25.00 |
| Personal Account closure (within 90 days of opening) | $35.00 |
| Non-Personal Account closure (within 90 days of opening) | $50.00 |
| Personal Account Stop Payment, each item (check or ACH) | $20.00 |
| Non-Personal Account Stop Payment, each item (check or ACH) | $30.00 |
| ACH Origination - Manual/Paper | $15.00 |
| Replace VISA Debit or Credit Card | $20.00 |
| ATM transactions at ATMs we do not own (per transaction – transfer or withdrawal) | $4.00 |
| ATM Inquiries at ATMs we do not own (per inquiry) | $1.50 |
The categories of transactions for which an overdraft or non-sufficient funds (NSF) fee may be imposed are those by any of the following means: check, in-person withdrawal, ATM withdrawal, or other electronic means.
| Overdraft - each overdraft paid | $30.00 |
| Non-sufficient funds - each | $30.00 |
| Deposited checks (& other non-cash items) returned unpaid | $30.00 |
| Overdraft Protection (Automated) per transfer | $7.00 |
Dormant Share Account
| A share account is considered dormant if for 12 months, no withdrawals or deposits, other than credited dividends, have been made to the account. The maintenance fee for a dormant account is $10.00 per month. |
Legal Process
| Garnishments | $25.00 |
| Executions | $25.00 |
| Levies | $25.00 |
Wire Transfers
| Domestic wire transfer (Incoming) | $10.00 |
| Domestic wire transfer (Outgoing): | |
| $0.01 - $5,000.00 | $25.00 |
| $5,000.01 - $100,000.00 | $30.00 |
| $100,000.01 or more | $35.00 |
| International wire transfer (Incoming) | $40.00 |
| International wire transfer (Outgoing): | |
| $0.01 - $5,000.00 | $45.00 |
| $5,000.01 - $100,000.00 | $50.00 |
| $100,000.01 or more | $55.00 |
Night Deposit Services
| Key deposit (per key) | $5.00 |
| Night depository disposable bags (per bag) | |
| Medium size | $0.25 |
| Large size | $0.65 |
Safe Deposit Box Fees
| Box size: 3 x 10 x 22: rental fee per year | $70.00 |
| Box size: 5 x 10 x 22: rental fee per year | $100.00 |
| Lock replacement fee | $60.00 |
| Lost key/forced open fee | $155.00 |
| Late rental fee per month | $20.00 |
Notary Services
| Members | Free |
| Non-Members (each signature) | $8.00 |
Electronic Banking Services
| Retail Online Banking | |
| Coast by Phone (Telephone Banking) | Free |
| Coast360 Online (Online Banking) | Free |
| ACH Origination | Free |
| Mobile Deposit | Free |
| Bill Pay (Electronic Bill Payment) | |
| Access and Bill Payment | Free |
| Check copy per item | $3.00 |
| Stop Payment (An automatic stop payment with fee will be placed on any item oustanding over 90 days) |
$20.00 |
| Returned Item | $30.00 |
| Business Online Service Packages | |
| Sole Proprietor on Retail Basic All standard retail online banking features excluding Bill Pay |
Free |
| Sole Proprietor on Retail Plus (monthly) All standard retail online banking features including Bill Pay |
$10.00 |
| Business Basic Limited (Monthly) Business online banking features with limited access and activities |
$10.00 |
| Business Basic (Monthly) Standard business online banking features excluding Bill Pay |
$10.00 |
| Business Plus (Monthly) Standard business online banking features including Bill Pay |
$15.00 |
| Business Pro (Monthly) Standard business online banking features including Business Bill Pay, ACH Origination and Domestic Wires |
$20.00 |
| Electronic Statements | Free |
Special Cash Handling Fees for Member Businesses
| Cash deposits (per $1,000.00) | |
| $0.01 - $4,999.99 | Free |
| $5,000.00 - $14,999.99 | $0.25 |
| $15,000.00 - $49,999.99 | $0.50 |
| $50,000.00 - $99,999.99 | $0.75 |
| $100,000.00 - $249,999.99 | $1.00 |
| $250,000.00 or greater | $1.50 |
| Cash deposits (aggregate), over the counter or via the Coin Kiosk (per $1,000.00) | |
| $0.01 - $999.99 | Free |
| $1,000.00 or greater | $2.50 |
| Cash Withdrawals (per $1,000.00) | |
| $0.01 - $999.99 | Free |
| $1,000.00 or greater | $1.50 |
| Cash Exchanges (per $1,000.00) | |
| $0.01 - $999.99 | Free |
| $1,000.00 or greater | $1.50 |