Coast360 Federal Credit Union Go to main content

Routing Number 321481612

Share Rates

Savings Account
Effective Date: June 22, 2020
APY*Min. Deposit Req.
Share Savings 0.25% $5.00
*APY is Annual Percentage Yield and is subject to change without notice.

Term Shares
Effective Date: November 1, 2024
TermAPY*
Minimum $500 required to establish account
3 months 2.05%
6 months 4.05%
9 months 4.10%
12 months 4.30%
18 months 4.00%
24 months 3.90%
36 months 3.70%
48 months 3.25%
60 months 3.80%
*APY is Annual Percentage Yield and is subject to change without notice.

Jumbo Term Shares
Effective Date: November 1, 2024
TermAPY*
Minimum $100,000 required to establish account
3 months 2.10%
6 months 4.10%
9 months 4.15%
12 months 4.35%
18 months 4.05%
24 months 3.95%
36 months 3.75%
48 months 3.30%
60 months 3.85%
*APY is Annual Percentage Yield and is subject to change without notice.

Term Share and Jumbo Term Share: *APY is Annual Percentage Yield and is effective 11/1/2024. All returned item fees and early account closure fees will apply. The minimum balance required to open this account is $500 ($100,000 for a Jumbo Term Share) and you must maintain the same minimum daily balance in your account each day to obtain the disclosed annual percentage yield. Dividends will be credited to your account at maturity. Early withdrawal penalties: If you withdraw any or all funds in this account before maturity, you will forfeit all dividends that have been earned on the account up to the date of withdrawal and effectuate the account closure. Terms and conditions apply. Coast360 membership is required.

Money Market
Effective Date: July 1, 2024
APY*Min. Deposit Req.Min. Balance to earn APY
0.50% $2,500.00 $2,500 - $9,999.99
0.75%   $10,000 - $24,999.99
1.00%   $25,000 - $49,999.99
1.50%   $50,000 - $99,999.99
1.70%   $100,000 - $249,999.99
1.90%   $250,000 and over
*APY = Annual Percentage Yield.

Money Market Share: *APY is Annual Percentage Yield and is effective 7/1/2024. The minimum balance required to open this account is $2,500.00. You must maintain a minimum daily balance of $2,500.00 in your account to avoid a service fee of $8.00 for the month. The minimum amount you may withdraw is $500.00 per withdrawal. During any calendar month, you may not make more than six (6) withdrawals or transfers to another Coast360 account of yours or to a third party by means of a preauthorized or automatic, computer, or telephonic order or instruction, or by check, draft, debit card, or similar order to a third party. If you exceed the transfer limitations set forth above, your account will be subject to closure by the credit union.

IRAs Traditional / ROTH / Coverdell ESA Savings Account
Effective Date: June 22, 2020
Dividend RateAPY*Min. BalanceDividend CompoundedDividend Period
0.25% 0.25% $5.00 Daily Quarterly
*APY is Annual Percentage Yield

IRA Term Shares
Effective Date: November 1, 2024
TermAPY*
IRAs Traditional / ROTH / Coverdell ESA
Minimum $500 required to establish account
12 months 4.30%
24 months 3.90%
36 months 3.70%
48 months 3.25%
60 months 3.80%
*APY is Annual Percentage Yield and is subject to change without notice.

IRA Jumbo Term Share
Effective Date: November 1, 2024
TermAPY*
IRA Jumbo Term Share Traditional / ROTH / Coverdell ESA
Minimum $100,000 required to establish account
12 months 4.35%
24 months 3.95%
36 months 3.75%
48 months 3.30%
60 months 3.85%
*APY is Annual Percentage Yield.

IRA Term Share and IRA Jumbo Term Share: *APY is Annual Percentage Yield and is effective 11/1/2024. All returned item fees and early account closure fees will apply. The minimum balance required to open this account is $500 ($100,000 for a Jumbo IRA Term Share) and you must maintain the same minimum daily balance in your account each day to obtain the disclosed annual percentage yield. Dividends will be credited to your account at maturity. Early withdrawal penalties: If you withdraw any or all funds in this account before maturity, you will forfeit all dividends that have been earned on the account up to the date of withdrawal and effectuate the account closure. Terms and conditions apply. Coast360 membership is required.

Value Checking
Effective Date: June 22, 2020
Dividend RateAPY*Min. Deposit Req.Min. Balance to earn APY
Tier 1
0.15% 0.15% $100.00 $749.99 or less
Tier 2
0.20% 0.20% $100.00 $750.00 - $999.99
Tier 3
0.25% 0.25% $100.00 $1,000 and above
*APY is Annual Percentage Yield and is subject to change without notice.

Value Checking: APY is Annual Percentage Yield and is effective 6/22/2020. Rates are subject to change without notice. Minimum $100.00 opening deposit. Coast360 membership is required. 

Club Accounts
Effective Date: Feb. 6, 2023
APY*Min. Deposit Req.
Christmas Club 1.35% $5.00
*APY is Annual Percentage Yield. Rate is subject to change without notice.

Kids360 & Teen360 Program
Effective Date: June 22, 2020
NameAPY*Min. Deposit Req.
Kids360 Share Savings 0.50% $5.00
Teen360 Share Savings 0.50% $5.00
Teen360 Value Checking
Tier 1 ($500.00 - $749.99)
0.15% $25.00
Teen360 Value Checking
Tier 2 ($750.00 - $999.99)
0.20% $25.00
Teen360 Value Checking
Tier 3 ($1000.00 and above)
0.25% $25.00
Summer Club
(available for Kids360 & Teen360 only)
0.50% $5.00
*APY is Annual Percentage Yield and is subject to change without notice.

 

 

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